Virtual Terminals for Payment Processing

Accept card payments securely from any internet-connected device with Clearwater Processing’s Virtual Terminal. Designed for merchants taking payments by phone, email, or remotely, this web-based solution supports manual transaction entry within a broader merchant services platform. Access dedicated support, comprehensive reporting, PCI compliance solutions, and payment processing capabilities tailored to your business operations across the United States.

Merchant entering a card payment on a secure virtual terminal dashboard

Our Virtual Terminal Services

Flexible payment-processing capabilities for merchants accepting card payments remotely, reviewing transactions, and supporting secure operations.

Virtual Terminal

Process manually entered credit card transactions through a web-based tool on any internet-connected device. It supports merchants collecting payments by phone, email, or other remote channels without requiring a physical terminal.

PCI Compliance

Support secure card acceptance with PCI compliance solutions, fraud-prevention best practices, and breach protection insurance.

Merchant Reporting

Review transaction details, merchant statements, and account information through a secure reporting portal. Comprehensive reporting helps merchants monitor processing activity and better understand payment operations.

Flexible Payment Access

Take Payments Wherever Business Happens

Clearwater Processing’s Virtual Terminal lets merchants manually enter and process card transactions from any internet-connected device. It is a practical option for businesses accepting payments by phone, email, or remotely, while connecting with broader capabilities such as PCI compliance, comprehensive reporting, next-day funding, and US-based support. Dedicated representatives and backend phone support provide personalized assistance when payment questions arise.

Merchant processing a remote card payment through a virtual terminal
The Clearwater Difference

Why Choose Clearwater Processing?

Get tailored payment technology, competitive and transparent pricing, and personalized merchant support.

Tailored Solutions

Payment environments are tailored for virtual terminals, gateways, billing, reporting, and business operations.

Personal Support

Dedicated representatives provide personalized assistance, including access to their personal cell phone numbers.

US-Based Support

US-based backend phone support is available 24/7/365 for ongoing processing assistance.

Processing Insight

Statement analysis helps merchants understand confusing charges and identify reported average savings opportunities.

Meet Clearwater Processing

Payment specialists backed by experienced merchant services executives.

In business since 2003, Clearwater Processing is led by executives with decades of experience in credit card processing and merchant services. Its capabilities include virtual terminals, ecommerce gateways, back-office billing, standalone terminals, PCI compliance, merchant statement analysis, reporting, and funding solutions. Clearwater Processing maintains locations in South Florida, New York City, and Arizona while serving clients in 32 states across the United States. Its approach combines payment technology with personalized support, transparent merchant services, and dedicated representatives who help businesses understand and manage their processing environment.

SinceServing merchants since 2003
CoverageServing clients in 32 states
SupportUS-based backend support 24/7/365

Frequently Asked Questions

What is a virtual terminal used for?

A virtual terminal is used to manually enter and process credit card transactions through a web-based platform. It is useful for merchants accepting payments by phone, email, or other remote channels when the customer and card are not physically present. Clearwater Processing’s Virtual Terminal works from any internet-connected device and forms part of a broader merchant services platform, with next-day funding so keyed-in phone and email payments turn into usable cash quickly.

What is a virtual payment terminal?

What is the best online payment gateway?

Can a virtual terminal accept payments without physical hardware?

Is a virtual terminal secure for card-not-present payments?

Can merchants use a virtual terminal from any device?

Does Clearwater Processing provide payment reporting?

What support is available for virtual terminal users?

Have More Payment Processing Questions?

Talk with Clearwater Processing about your virtual terminal requirements.

Discuss Your Virtual Terminal Needs

Contact Clearwater Processing to discuss remote card acceptance, reporting, compliance, and tailored payment-processing capabilities.

Contact Us Today

For immediate assistance, feel free to give us a direct call at 973-715-5416.